如果成功申請債務重組，便可以按照個人的還款能力，與債主重新商議還債安排，同時避開破產，保留專業資格，以免對工作、信貸紀錄及個人聲譽帶來深遠影響。 The creditors�?Assembly: This is a remote or in-man or woman meeting, which you'll go to if you want, in which the creditors will elect to acknowledge or reject the IVA proposal. If creditors representing greater than 75% of one's whole finan... https://iva65554.activoblog.com/30540657/the-smart-trick-of-drp-that-no-one-is-discussing-hkdrp-top