Understand the 2026 IRMAA brackets and how they affect Medicare premiums for federal retirees. Federal Pension provides clear guidance on income thresholds, premium adjustments, and planning strategies to minimize costs. Stay informed to make smart retirement decisions and protect your financial future from unexpected healthcare expenses. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge